Commercial lending by banks in Canada is not the only way in which Canadian business finances itself. When we talk to clients about non bank solutions there sometimes exists a certain level of ' discomfort'. Where it comes from we don't know, as thousands of firms in Canada are financing by non bank methods. That's the role of what we call the ' Asset lender ' - who comes in all shapes and sizes! Let's dig in. Generally speaking asset based lending is simply a broad term for non bank commercial finance firms that provide a variety of business lending solutions to the Canadian business owner/manager. These companies have carved out their own ' niche' when it comes to specialty lending in areas of equipment, current assets, tax credits, etc.